We provide Nigerian students with opportunity to explore, grow and build quality and affordable education overseas.

1. The student requires a sponsor who is either a salaried individual or a business owner.

2. The student can access up to 50% of the sponsor's net income as a loan (e.g., if the sponsor earns ₦500,000 monthly, the student can receive up to ₦2 million as a loan).

3. For business owners, their business must be located in Lagos state. For salaried individuals, both public and private sector employees from all 36 states in Nigeria are eligible.

4. The loan interest rate ranges from 2.8% to 7% per month, calculated on a reducing balance basis, depending on the sponsor's credit history.

5. The loan duration can be anywhere from 1 month to 18 months.

6. The student must secure admission through our study platform or provide evidence of obtaining an offer independently (not through an agent).

7. Loan approval is based on eligibility and is not guaranteed (the sponsor must also meet the loan requirements).

8. To apply for the study loan from us, a non-refundable service fee of ₦100,000 is charged. This fee covers various processes such as admission processing, visa processing, loan processing, and proper documentation.

9. Loan repayment begins one month after the loan has been disbursed.

10. The sponsor will bear 100% responsibility for loan processing and repayment. The funds will be disbursed directly to the sponsor.

11. If all requirements are met, loan approval can be obtained within 24 hours.

12. Self-employed loans or business loans are repaid on a weekly basis with a one-month moratorium.

13. Personal or salary loans are repaid on a monthly basis with a one-month moratorium as well.